There is really nothing good about a cash advance. These cute little checks they mail you — spend them however you like! — are just poison. 25% or 29% interest rate, no grace period, and it’s the last thing your payments are applied to… all this makes them almost impossible to pay off.
Easy money that’s just too easy.
Have you taken out out a cash advance in the last 6 months? What’s your experience with these things? I’m curious to see the comments.
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