Home Mortgage Debt Help
A while back, I wrote about loan modification scams that have recently cropped up. A few years ago, with the good economy, there was no such thing as a “loan modification company.” They are a recent arrival on the scene in Santa Clarita, cropping up all over the place to try to make a buck off the backs of people who are suffering, desperate.
I’ve also written about loanmod myths.
In the SCV, there’re companies offering to help with loan modification. Some have cropped up very recently. One in particular has print ads that say “BK Attorney consultation available” and for free, no less. Yet, when you google the phone number, you get results of a standard, run-of-the-mill realtor. How he has a bankruptcy lawyer on his staff is a mystery for another day.
The point is: buyer beware. Some of us have lived in this area for decades. Some of us have been helping people when the economy was good and unemployment was only 5%. We do it because we are passionate about helping people, not because bankruptcy or foreclosure or loan modification is a great way to suddenly jump into the market and make money.
We’ve been around and know the ins and outs of the B22 Means Test. We know the medians, the IRS averages, and the case law. We care about helping people and are a very rare breed: an attorney who has customer service. Someone who will tell you what you need to hear, even if it’s not what you want to hear.
Even if you have no intention of filing bankruptcy, even if you want the straight talk from someone you can trust, please… before you play “chicken” with your home and strategic default and other potential disasters, please call us and come in for a no-obligation consultation.